PROVIDING THE SOLUTIONS FOR
VALUING DAMAGE AND LOSS
FORENSIC PROPERTY
LOSS APPRAISALS
North Valuation Group (NVG) provides technical, evidence-based appraisal services
for complex residential and commercial property loss disputes. Moving beyond generic market averages, our valuations are rooted in applied building science, empirical psychrometrics, and strict adherence to the ANSI/IICRC Standards of Care. Completed by highly credentialed industry experts, our comprehensive appraisal reports include forensic site inspections, 3D spatial data analysis, and a rigorous evaluation of the site-specific logistical and statutory requirements (OSHA, EPA, NESHAP) necessary to determine the true, legally compliant "Amount of Loss."
UMPIRE & DISPUTE
RESOLUTION SERVICES
In high-exposure property loss disputes, relying on standard mediation often results in stalled progress and compromised safety standards. North Valuation Group provides technical umpire and expert witness services to break deadlocks. By weighing opposing estimates against established physical science, hazard protocols, and federal compliance mandates.The result is an appraisal award that is methodologically sound and impartial. We provide an effective, specialized alternative to drawn-out litigation.
FORENSIC ESTIMATING & XACTIMATE AUDITING
The expert witnesses and consultants at NVG possess decades of experience navigating the complexities of the insurance appraisal process. We do not simply "write estimates"; we perform forensic audits of mitigation data, environmental protocols, and pricing databases. We ensure that estimating software (such as Xactimate™) is utilized in strict compliance with its End User License Agreement (EULA), accurately accounting for the extreme logistical burdens, statutory safety mandates, and specialized labor requirements that standard default pricing routinely ignores.
THE STANDARD OF CARE ARCHITECTS
North Valuation Group is led by active contributors to the ANSI/IICRC standards that govern the restoration industry. Our principals include IICRC Triple Masters, Consensus Body members for the S100 and S220 standards, reviewers of S400 and S500, and certified environmental hazard supervisors. With experience managing property losses from mitigation through reconstruction, NVG brings financial, technical and standards expertise to every file. We are appointed as appraisers, umpires and expert witnesses on cases across multiple states, and every valuation is tied to the published standards and the documented conditions of the loss.
PRINCIPAL
Sam Fernandez is the co-founder and principal of North Valuation Group. He holds IICRC Triple Master certification, serves on the IICRC Consensus Body for the ANSI/IICRC S100 and S220 standards, and reviews and contributes to S400 and S500. He is appointed as a party appraiser, umpire and expert witness on residential and commercial property loss disputes across the country.